Mortality / Morbidity Analysis and Consulting Services
International Medical Risk Consultants, Inc specializes in mortality and morbidity assessments, structured
settlements, life expectancy determinations, research and underwriting manual development.
IMRC serves as consultants to and expert witnesses for:
Life Insurance and Reinsurance Companies
Structured Settlement Firms
Governmental Agencies
The Legal Profession
The principals of the corporation, Dr. Martin Engman and Dr. Cliff Titcomb, are widely recognized as being
among the foremost experts in mortality risk assessment in the nation. Together, they have over 30 years
experience assessing morbidity and mortality risks for the life insurance industry. They firmly believe that
technical expertise, while essential, must be communicated clearly and effectively to be of maximum value.
When IMRC does your life expectancy determinations and morbidity and mortality risk assessments, you will
receive scientifically and actuarially sound results that are easily understood and reported to you in the time
frame you require.
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